Mis-Sold Car Finance Claims

Millions of people may have been mis-sold PCP car finance deals! You could be one of them and could be owed £1,000's in Compensation *

Did the car dealer advise you of the exact amount of the commission that they would receive from the finance provider? If not, then you may have a claim!

We can investigate whether you have a claim on a no win, no fee basis. Please see our pricing structure below.

You do not need to use a claims management company to make your complaint to your credit card company or loan provider and if your complaint is not successful you can refer it to the Financial Ombudsman Service yourself for free.

Compensation For Mis-Sold Car Finance

If you've purchased a vehicle on finance within the last 10 years and the options and risks were not clearly explained to you, or the dealership failed to disclose the commission they'd receive, then you could be owed £1,000's* in compensation.

Simply compete our online claims form to check if you qualify and get a quick decision on your car finance claim, with no-obligation.

Answer a few quick questions in our short secure online form.

We'll review your details to assess if you're eligible, with no obligation.

Receive your results and initiate the claim if you wish to do so.

Mis-Sold Car Finance - Your Rights

Unknown to consumers, lenders have systematically incentivised brokers and car dealers to charge their customers higher interest rates by paying the dealership larger commissions in return. As one car dealer openly admits in a recent article, "frankly, we were getting away with murder. We weren’t treating customers fairly and were, in effect, charging them to earn us money.

You may have been a victim of mis-sold motor car finance if you received poor advice on your financing options, incurred unexpected fees and costs, or if you were not sufficiently made aware of the various commissions being charged within your agreement. If this applies to you then you could be owed compensation.

You can make a claim for any mis-sold finance agreement entered within the last 10 years and the amount you're owed will depend on a number of factors including the size and duration of the loan, and the difference between the interest rate offered and the rate you should have rightfully received.

Our Fees

Where we represent you in seeking compensation, we charge on a no win no fee basis. Our Fees are calculated on the basis of the amount of compensation paid for per claim and will be the lower charge of either the % amount or the £ amount calculated with reference to the following table: Please note each claim we make on your behalf is a separate claim in its own right and fees will be charged on the success of whichever claims are successful only.

Band Redress awarded for a claim The maximum percentage rate of charge The maximum total charge (£)
1 £1-£1,499 30% £420
2 £1,500-£9,999 28% £2,500
3 £10,000-£24,999 25% £5,000
4 £25,000-£49,999 20% £7,500
5 £50,000 or above 15% £10,000

For example, on a claim settled for £1,000, our fee would be £300.00 plus VAT. On a claim settled for £3,000 our fee would be £840.00 plus VAT and on a claim settled for £10,000 our fee would be £2,500 plus VAT.

Are you owed compensation?

Take the test to find out